Need a medical loan but have bad credit?

The personal loans that are offered here can be used for almost anything that includes medical loans. It ranges from nonsurgical medical expenses to dental, laser, cosmetic, as well as plastic surgery, and any other medical expense that you can think of.

For the people that are dealing with a bad credit report, we understand that getting a bad credit medical loan may be difficult; this is the primary reason why will try to offer this to our customers.

The level of bad credit accepted

  • Paid defaults
  • Unpaid Defaults
  • Bankruptcy or part 1X debt agreements (bankruptcy declared more than 12 months ago)

Note: any loan defaults, be it paid or unpaid will need to be a minimum of 6 months old.

The number of credit inquiries you made recently will also be reviewed.

If you haven’t made:

  • More than two inquiries within the last month or
  • More than four inquiries within the last three months or
  • More than 49 questions within the previous five years.

Then there is a possibility of you getting assistance. You should also bear it in mind that lenders do not favor applicants that shop around and apply for the loan at numerous places. It is much better to make a research and stick to one lender than for you to post your applications hoping that at least one of them works.

How hard is it to apply for a medical loan?

The process that is required for applying for a medical loan does not differ in the way you apply for another loan. All that is needed of you is to fill an online application form that is always available 24/7. More details in this post:

How fast can I get the medical loan?

Once you have completed the online application form, make use of the free bank statement service option, and you should provide the other required documents right away. Once your application has been approved, your money will be transferred to your bank account immediately.

Any other thing that I should know about medical loan

You need to eliminate the mindset that you have to medical credit, as it is just like every other loan such as cash loans. You can always contact us once you are not cleared about a particular step to take.